Updated on October 1, 2022

It enables us to easily access Pag-IBIG Fund’s services using smartphones or computers with internet connections.

Virtual Pag-IBIG is comparable to having our Pag-IBIG Fund branch available 24 hours a day, 7 days a week, with just a few online clicks.

Additionally, it includes a chat feature to communicate with a Lingkod Pag-IBIG customer service representative regarding our inquiries or concerns.

As such, continue reading to learn how to create a Virtual Pag-IBIG account and learn more about the services it offers.

Currently, there are three distinct ways to register for a Virtual Pag-IBIG account: through your Loyalty Card Plus, online (without using your Loyalty Card Plus), or through Account Creation for OFWs.

All you have to do is choose the method that is most appropriate for you.

How do I become a member of the Virtual Pag-IBIG?

1st Option

Create a Virtual Pag-IBIG account via Loyalty Card Plus

If you already have a Loyalty Card Plus from Pag-IBIG, here is how to create a Virtual Pag-IBIG account:

  1. Go to the Virtual Pag-IBIG website.
  2. Click “Create Account.”
  3. Choose “Via your Loyalty Card Plus.”
  4. Enter the following information:
    a. Pag-IBIG Fund Membership ID (MID) Number
    b. Bank which issued your Loyalty Card Plus
    c. The last four (4) digits of your card number are found at the reverse side of your Loyalty Card Plus
  5. Input the One-Time Pin (OTP) sent to your mobile phone, then proceed.
  6. Enter the following information:
    a. Email Address
    b. Three (3) security questions
  7. Receive confirmation and your temporary password via your email.
  8. Create your new password and log in.

2nd Option

Create and Activate a Virtual Pag-IBIG account online

Members who do not have a Pag-IBIG Loyalty Card Plus can still create a Virtual Pag-IBIG account by selecting the “Create and activate your account online” Option.

  1. Go to the Virtual Pag-IBIG website
  2. Click “Create Account.”
  3. Choose “Create and Activate your account online.”
  4. Enter the following information:
    a. Pag-IBIG Fund Membership ID (MID) Number
    b. Complete name
    c. Date of birth
    d. Mobile phone number
  5. Input the One-Time Pin (OTP) sent to your mobile phone.
  6. Enter the following information
    a. Email Address
    b. Three (3) security questions
    c. Mother’s Maiden Name
    d. Place of Birth
  7. Upload a photo of your passport or two (2) government-issued identification cards;
  8. Upload a selfie while holding at least one (1) of the identification cards you submitted;
  9. Receive an SMS confirming that you have successfully created your Virtual Pag-IBIG account;
  10. Expect an SMS over the next few days informing you that your Virtual Pag-IBIG account has been activated.
  11. Take note to immediately change your temporary password to protect your Virtual Pag-IBIG account.

3rd Option

Account Creation for OFWs

If you are an Overseas Filipino Worker (OFW) who is currently abroad or at sea, you may follow the steps below to create your Virtual Pag-IBIG account.

  1. Go to the Virtual Pag-IBIG website
  2. Click “Create Account.”
  3. Choose “Account Creation for OFWs.”
  4. Enter the following information:
    a. Pag-IBIG Fund Membership ID (MID) Number
    b. Complete name
    c. Date of birth
    d. Philippine mobile phone number
  5. Input the One-Time Pin (OTP) sent to your mobile phone, then proceed.
  6. Enter the following information:
    a. Country of Assignment
    b. Email Address
    c. Three (3) security questions
    d. Mother’s Maiden Name
    e. Place of Birth
  7. Upload a photo of your passport or two (2) valid primary identification cards;
  8. Upload your picture holding at least one (1) of the identification cards you submitted;
  9. Receive an SMS confirming that you have successfully created your Virtual Pag-IBIG account; and
  10. Expect an SMS over the next few days informing you that your Virtual Pag-IBIG account has been activated.
  11. Take note to immediately change your temporary password to protect your Virtual Pag-IBIG account.

Virtual Pag-IBIG services

Individuals who do not yet have a Virtual Pag-IBIG account can still apply for the following services:

How do I become a member of the Virtual Pag-IBIG?

  • Register as a Pag-IBIG Fund member and get your permanent Membership ID (MID)Number;
  • Top-Up your Pag-IBIG Regular Savings;
  • Open a Pag-IBIG MP2 Savings account;
  • Save in the Pag-IBIG MP2 Savings or
  • Apply for a Pag-IBIG Multi-Purpose Loan (MPL)
  • Apply for Pag-IBIG Calamity Loan (for members whose area of residence is declared under a state of calamity)
  • Pay your Pag-IBIG Fund loans (Housing, Multi-Purpose, and Calamity Loans);
  • Check your loan status (Housing, Multi-Purpose, and Calamity Loans);
  • Apply for Interest-Rate Repricing on your Housing Loan; and
  • Chat with a Lingkod Pag-IBIG representative

Members with a Virtual Pag-IBIG account can benefit from the following additional services:

  • View your Savings Records.
  • View your loan records (payments made and the outstanding balance of your Housing, Multi-Purpose, or Calamity Loans)
  • View the account balance and transaction history of your Loyalty Card Plus (currently available for cards issued by Asia United Bank).

These services require a Virtual Pag-IBIG account for your security.

How do I become a member of the Virtual Pag-IBIG?

According to Pag-IBIG, members will soon take advantage of the following services through Virtual Pag-IBIG.

  • Pag-IBIG Housing Loan Online application
  • The Virtual Pag-IBIG for Developers – to help fast-track Pag-IBIG Housing Loan applications submitted by Pag-IBIG’s accredited partner developers.

If you have any questions or concerns, you may contact Pag-IBIG at (+632) 8724 – 4244 via email or the official website’s live chat feature.

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